Welcome to BillFlow (“Company,” “we,” “our,” or “us”). These Terms and Conditions (“Terms”) govern your use of our website www.billflow.co.uk (“Website”) and any services provided through it, including invoice finance, supply chain finance, and related financial solutions (collectively, the “Services”).
By accessing or using our Website or Services, you agree to be bound by these Terms. If you do not agree, you must not use the Website or Services.
1. Eligibility
- You must be at least 18 years old and have the legal capacity to enter into binding agreements.
- Our Services are available only to businesses and not to consumers.
2. Services
- We provide financing solutions including but not limited to invoice discounting, factoring, and supply chain finance.
- Approval for financing is subject to our eligibility criteria, due diligence checks, and credit assessments.
- Nothing on this Website constitutes financial advice. You should seek independent professional advice before entering into any finance agreement.
3. Registration and Account Security
- To access certain Services, you may be required to create an account. You agree to provide accurate, complete, and current information.
- You are responsible for maintaining the confidentiality of your login credentials and for all activities conducted under your account.
4. Use of Website
You agree not to:
- Use the Website for unlawful purposes.
- Upload or transmit harmful code, viruses, or malicious content.
- Misrepresent your identity or business information.
- Interfere with the security or functionality of the Website.
5. Fees and Payments
- Fees, charges, and interest applicable to our Services will be disclosed in your individual financing agreement.
- All payments must be made in accordance with the terms specified in your agreement.
6. Confidentiality & Data Protection
- We will process personal and business information in accordance with our Privacy Policy.
- You agree that we may use third-party credit agencies and data providers to assess your eligibility.
- You must keep confidential any non-public information provided by us in connection with the Services.
7. Intellectual Property
- All content on the Website, including text, graphics, logos, and software, is owned by or licensed to BillFlow.
- You may not copy, modify, or distribute any content without our prior written consent.
8. Limitation of Liability
- To the maximum extent permitted by law, we are not liable for any direct, indirect, or consequential loss arising from your use of the Website or Services.
- We do not guarantee uninterrupted or error-free access to the Website.
9. Indemnity
You agree to indemnify and hold harmless BillFlow, its officers, employees, and affiliates from any claims, damages, or expenses resulting from your breach of these Terms.
10. Termination
We may suspend or terminate your access to the Website or Services at any time, without notice, if you breach these Terms or applicable laws.
11. Amendments
We reserve the right to amend these Terms at any time. Changes will be effective once posted on the Website. Continued use of the Website and Services constitutes acceptance of the revised Terms.
12. Contact Us
For any questions about these Terms, please contact us at:
BillFlow Limited
1 Caspian Point, Caspian Way, Pierhead St, Cardiff CF10 4DQ
📧 commercial@jardinenorton.com
📞 02921679675